Automobile Accidents and Personal Injury

The lawyers at Wessels & Arsenault L.L.C. have experience helping accident victims recover money damages from insurance companies.  Our personal injury lawyers can get started on your case as soon as possible, you can always contact us here.

If you were involved in an auto accident in the State of Colorado, state law mandates the procedures following the incident.  Regardless of the party responsible or at fault for a two-vehicle accident, both parties must remain at the scene of the collision.  Both parties are required to provide their respective names, addresses, and relevant insurance company information to the other driver.  It is also important to contact law enforcement to provide an objective assessment of the accident scene.  The police officer will provide details and a description of the events leading up to the accident, possible causes, and any injuries suffered by any parties involved in the accident.  If you or someone in your vehicle was injured in an auto accident and want to file a claim with your insurance company, it is important to get a copy of the accident report from the police.

If you were involved in an automobile accident, it is important to report the accident to your insurance company as soon as possible even if you did not suffer any physical injuries.  If the other party to the accident decides to file an insurance claim against you, it is important to have the police report to defend against possible frivolous claims.  If the party responsible for the accident doesn’t carry an automobile insurance policy, then it is important to contact an attorney to understand whether you have any legal options for the damages you suffered.  Even if you are working with an insurance company, it is important to contact an attorney because you may be encouraged to prematurely sign a release in exchange for a settlement worth a fraction of what you may be entitled to.

Insurance companies are built and lost upon actuarial statistics.  Insurance companies understand that statistically, people are willing to accept a lower settlement amount for an automobile accident when not represented by an attorney.  Thus, the initial offer made to you by an insurance company for your pain, suffering, and medical bills is always lower than it could be if you aren’t represented by knowledgeable counsel.  Knowing the statistics, insurance companies then begin to really negotiate when an attorney gets involved.  In most auto accident claims, the parties usually settle before a trial because insurance companies understand that the risk of a trial is not usually worth the costs from a cost-benefit standpoint.

Common causes of vehicular accidents are:

  • DWI/DWAI
  • Negligent reversing of a vehicle
  • Overloaded trucks or trailers
  • Loads that shift weight or aren’t secured properly
  • Faulty traffic lights
  • Driver fatigue
  • Pedestrians and cyclists
  • Unfavorable weather conditions
  • Tire problems

Motor vehicle accident lawsuits are not always pursued by victims because they believe that they aren’t deserving of financial compensation for their medical injuries.  The reality is that insured drivers pay into one or more insurance risk pools to spread the risk and cost of automobile accidents across a large group.  Instead of believing that you aren’t deserving of financial compensation for your injuries, it is important to consider that you pay into an insurance risk pool so that you and your loved ones can be compensated in the event of personal injury caused by a vehicle accident.

Generally, the State of Colorado permits two years before the statute of limitations runs on a personal injury claim, but this time frame may be less depending on a number of factors.  The limited period you have to file a personal injury claim for your accident is another reason why you should contact an attorney immediately about your claim.

If you have sustained any personal injuries or incurred a substantial income loss as a result of an automobile or bicycle accident, please do not attempt to handle it without help.   Automobile accidents can cause life-changing injuries and result in problems requiring years of physical therapy.  If you are unable to afford medical tests to demonstrate your physical injuries, let us know and we’ll help you get the tests you need from licensed medical professionals.  If you are a victim of an automobile accident and need help, we recommend that you contact the law firm of Wessels & Arsenault or another attorney immediately to discuss how you can be fairly compensated for your injuries and property damage. The Colorado lawyers at Wessels & Arsenault have the resources and the experience to evaluate your case and determine what your injuries are and what you lost as a result of the accident.  We offer a FREE consultation and can handle your personal injury case on contingency.  This means that our lawyers will only be paid if you receive compensation for your accident.

**This website provides information to help Colorado residents resolve their legal problems. The information on this website and webpage is not considered legal advice. Legal information is not the same as legal advice, which is the application of law to an individual’s specific circumstances. The information on this website is not a substitute for and does not replace the advice or representation of a licensed attorney. Although Wessels & Arsenault LLC goes to great lengths to make sure the information on the website is accurate and up to date, we make no claim as to the accuracy of this information and are not responsible for any consequences that may result from the use of this website. We recommend that you consult with a licensed attorney if you want assurance that the information on the website and your interpretation of it are appropriate for your particular situation. You should not and are not authorized to rely on this website as a source of legal advice. The use of this website does not create an attorney-client relationship between Wessels & Arsenault LLC and any user.**

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Wessels & Arsenault, L.L.C.

1333 W. 120th Ave. Suite 302

Westminster, Colorado 80234

(303) 459-7898